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Retraining For a New Career

The recently published unemployment report for the month of January shows a slight drop in unemployment to 9.7 percent from a little over 10 percent; but there was still a loss of 20,000 jobs for the month. I am not a statistician or economist, but it seems to me that there are a lot of folks out of work. Couple this unemployment picture with the decline in home values across the country and it is not difficult to understand why people are walking away from their homes with high mortgage balances and reduced values (underwater). A recent NY Times article provides mre insight on the "walking away" aspect.

Anyone who can speak with authority on the unemployment situation, when asked for possible solutions to the problem responds by stating that small business must do more hiring. Small business owners complain about a shortage of financing due to a lack of bank lending; So if small business and entrepreneurs are expected to drive the economy, but are incapable and unemployed people can't get hired, what is the answer? Start your own business? That may be a possibility but there are many aspects to this option that must be considered.

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First, it is going to depend on the kind of business you are going to start, because if you have to establish a "Brick and mortar" complete with machinery, equipment and staff, you too will probably need financing for "start-up costs", "budgets", and reserves based upon "income and expense projections" and if loans are not available, this may not be possible either. However, if you believe, as I do, that there are many online business opportunities for aspiring independent contractors, entrepreneurs and small business owners without the required monetary investment as with the brick and mortar (traditional offline retail, office or industrial business, to name a few), then these are possibilities that should be explored.

There is one similarity between offline businesses and online business which can be applied across the board. "Product knowledge" is the term used in professional sales during the '80s and '90 when seminars were very popular and were attended by many of my real estate and mortgage colleagues, but the idea was to obtain frequent and up-to-date knowledge and information about your profession. Product knowledge is one of the requirements for starting a business, whether it will be offline or online. Anyone who owned a business knows understands this requirement from practical experience. If you have not owned a business but expects to start one, I can state with certainty that having an in depth knowledge of the business to be created is just as important as capital with which to finance it.

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Online businesses may not cost as much financially to start up as offline brick and mortars, but the training and educational requirements are as integral a part of starting the business and being successful at it as any other aspect of the venture. To be prepared for entry into any of the internet professions one must be willing to work hard (go the extra mile), study hard (read the extra book or training manual), and be decisive in actions. I have provided some old favorites for use in mentally preparing for new opportunities.

  • Think and Grow Rich by Napoleon Hill
  • How to Win Friends and Influence People by Dale Carnegie
  • The Greatest Salesman in the World by Og Mandino
  • From Superman to Man by Alex Haley
  • Rich Dad, Poor Dad by Robert Kiyosaki

    • The real training is available in a variety of free ebooks, manuals, and articles at the following facilities: Let's face it! While the job market numbers fluctuates up and down, unemployment to the unemployed remain constant. Some among those unemployed persons must retrain for a new career. Send the resumes, but explore the alternatives while you wait.
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    Reference Articles:
    NY Times
    Seeking Alpha   Edward Harrison, SA

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    Where Are the Jobs?

    I recently listened to a CNN program called "Your Money" hosted by Ali Velshi and discussions in the first part of the program dealt with the US debt, the banks bail-out when the economy was "teetering on the brink of disaster", to use a popular catch-phrase and how much of a role the government can play in the creation of jobs that will get the economy back to performing at an acceptable level. As my attention wavered from the program a thought occurred to me that there are some job types are lost forever and people who did those jobs (some very well) must look elsewhere (a different area altogether) for employment.

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    Free Training Program!
    Take a look!

    Job security? Questionable! Employers' focus? Profits!
    Employees' benefits? Questionable!
    Your financial future? Take a look!
    Up2U

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